| Health Insurance |
We offer CareFirst HMO and CareFirst Blue Cross BlueShield (PPO) to our employees. With low $10.00 office co-pay for HMO and $10.00 co-pay for in-network physicians and specialists, your health needs will be affordably met. This coverage also includes prescription and vision benefits. |
| Dental Insurance |
We offer Delta Dental, with a choice of a HMO and PPO/indemnity plan, which allows you go to the dentist of your choice. |
| Life Insurance |
We provide a $50,000 life insurance policy through The Hartford, paid by the company for all full-time regular employees. |
| Short Term & Long Term Disability Insurance |
In cases of injury or illness where our employee is unable to perform the duties of their job, The Hartford disability insurance will pay 60% of weekly wages upon determination of disability for all full-time regular employees. This benefit is paid by the company. |
| Child-Dependant
Care/Medical Expense Reimbursement Accounts |
Use pre-tax dollars to pay for daycare/eldercare expenses or for out of pocket medical expenses. This benefit allows employees to reduce their taxable income and realize tax savings. |
| 401(k) Plan |
A.J. Dwoskin & Associates, Inc. offers its employees the opportunity to participate in a retirement plan administered through Mass Mutual. After six months of service, employees working at least 1,000 hours per year may begin making pre-tax contributions to the plan effective the first day of the month following six months of employment. Upon completion of six months service, the company will begin making a contribution of 1% of employee earnings to the plan. In addition, the company will match the first 6% of pay that employees save at a rate of $.50 for each $1.00 saved. |
| Vacation |
10 days per year through the fifth year of employment. 15 days for 6-10 years of employment and 20 days after 11 years of service. |
| Sick Leave |
Sick leave accrues at 3.70 hours per month for a total of 6 days per year for all regular, full-time employees. Part time employees working 20 hours or more earn 3 days of sick leave. |
| EAP (Employee Assistance Program) |
Employees and their families may access a network of mental health workers and other providers to assist them in addressing work-life balance issues. This service is completely confidential and free of charge to employees. |
| Holidays |
The Company
observes the following holidays per year
New Year's Day
Memorial Day
Fourth of July
Labor Day
Thanksgiving
Day after Thanksgiving
Christmas Eve (1/2 day)
Christmas Day
|
| Tuition Reimbursement |
Dwoskin shall reimburse eligible employees for the lesser of up to $3,000 or four courses per calendar year for costs related to tuition, books, and certain fees for approved job related or degree-oriented course work. |
| Housing
Discount |
25%-100% Housing Discount available to Residential Field Personnel. |
| Additional
Benefits |
A.J. Dwoskin & Associates also provides insurance in the form of Worker's Compensation insurance, unemployment insurance as well as the employer match of FICA (Social Security) tax. |
